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 Whether for-profit or nonprofit, small businesses need certain kinds of insurance. Business insurance is highly recommended for property and automobiles. Worker's Compensation Insurance is state-required when you have employees.
Part of the decision about what insurance to buy depends on the nature of the business. For example, if it has a lot of assets, it might consider your high limits of liability. You may want life insurance on you and other critical personnel in your organization. You also may want to consider various other forms of insurance, for example, Directors and Officers (if you have a Board of Directors) or business interruption.
Contact us or complete the form so that we may help you decide which types of insurance your business needs.
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